We've increased the maximum LTV ratio on two key mortgage ranges

We've enhanced our Buy-to-Let proposition by increasing the maximum loan-to-value (LTV) ratio on two key mortgage ranges. 

The Expat and Holiday Let products now offer an 80% LTV – bringing them in-line with our core Buy-to-Let range – to provide more options for borrowers and landlords.  

Loans of up to £1m are available, with no upper age limit. Portfolio landlords are accepted with no restrictions on the number of properties held in the background. 

Dan Barker, Product and Propositions Manager at The Cambridge, said: 

“By increasing the LTV on our Expat and Holiday Let products, we’re strengthening our Buy-To-Let range to make it easier for landlords and investors to achieve their property goals in an increasingly volatile market.” 

It follows our announcement last month that we had strengthened support for all residential mortgage borrowers by introducing enhanced stress rates.  

The new stress rates will allow eligible customers to borrow up to an additional £33,000 following clarification from the Financial Conduct Authority on how lenders may apply affordability stress rates. 

Cambridge Building Society mortgages are available on properties across England and Wales.   

Lending decisions across all first-time buyer products are based on individual circumstances rather than credit scores alone.  

To discuss a product or talk through a case, call 0345 601 2744 or email the intermediary team at intermediary@cambridgebs.co.uk.